Earn $50* by referring your friends and family.

Here's how it works:

  • 1 Sign up - it takes less than a minute.
  • 2 Enter a friend's or family member's email address and add a personal message.
  • 3 Once your referral opens a qualifying** Santander checking account, and meets the program stipulations, you will receive a $50 digital Visa® Prepaid card.*
  • 4 Repeat! And don't forget you can earn up to $500* per year.

Referred Person is not eligible to participate if they are a current checking account customer of Santander or had a Santander checking account in the last 12 months prior to new account opening. Employees of Santander and its affiliates are not eligible for this program.

The $50 digital Visa® Prepaid Card amount received may be reported as income to the IRS, state, and local tax authorities if required by applicable law. The digital Visa® Prepaid Cards are subject to Terms and Conditions delivered electronically with the card, including limitations on types of transactions for which they may be used. Santander will not be liable if the digital Visa® Prepaid Card is lost or stolen after being delivered to the email address provided at registration by the Referrer or Referee, as applicable. If the digital Visa® Prepaid Card has expired, Santander Bank is not responsible or required to distribute replacements.

*You may earn a $50 digital Visa® Prepaid Card for each referral that meets all program eligibility and program qualification requirements. You may earn up to $500 in digital Visa Prepaid Cards per calendar year. Please allow up to 10-14 days, after completion of all requirements of this offer for delivery of your digital Visa® Prepaid Card.

**Referred person must open a new Simply Right® Checking ($25 minimum opening deposit), Santander Basic Checking ($25 minimum opening deposit), Student Value Checking ($10 minimum opening deposit) or Santander Premier Plus Checking ($50 minimum opening deposit) within 90 days of receiving a Santander Refer A Friend invitation and meet the program requirements by having direct deposits of $250 or more post to the account within 60 days, starting with the first business day after account opening. Offer cannot be combined with other checking cash bonus offers. If a Referred Person is eligible for more than one promotion or offer, and meets all of the requirements, Santander will award the Referred Person the offer of their choosing. If a cash offer bonus is awarded to the Referred Person, the Referrer will not receive a $50 Visa® Prepaid Card from the Refer A Friend Program. Limit of one bonus per qualifying account.

As of 07/01/2020 the Annual Percentage Yield for Premier Plus Checking is 0.01%. Rates may change at any time and after the account is opened. Fees may reduce earnings.

Use your card anywhere Visa® debit cards are accepted around the world. Card is issued by the Bancorp Bank, Member FDIC, pursuant to a license from Visa® U.S.A. Inc.

Santander Bank, N.A. is a Member FDIC and wholly owned subsidiary of Banco Santander, S.A. ©2021 Santander Bank, N.A. All rights reserved. Santander, Santander Bank and the Flame Logo are trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. All other trademarks are the property of their respective owners.

We're sorry.

Thank you for your interest in the Santander Refer A Friend Program. We are no longer offering this program. Please visit Santanderbank.com to explore other products and services offered by Santander.